{"id":3449,"date":"2022-08-05T09:40:43","date_gmt":"2022-08-05T09:40:43","guid":{"rendered":"https:\/\/ejfms.deqepub.org\/?post_type=journal_article&p=3449"},"modified":"2022-08-05T09:40:43","modified_gmt":"2022-08-05T09:40:43","slug":"non-performing-loans-and-key-macroeconomic-variables-nexus-in-nigeria","status":"publish","type":"journal_article","link":"https:\/\/deqepub.org\/ejfms\/journal_article\/non-performing-loans-and-key-macroeconomic-variables-nexus-in-nigeria\/","title":{"rendered":"Non-Performing Loans and Key Macroeconomic Variables\u2019 Nexus in Nigeria"},"content":{"rendered":"

From a practical standpoint, non-performing loans are one of the big challenges for the banking sector even in Nigeria. This paper investigated this serious challenge by developing the nexus between non-performing loans and key macroeconomic indicators. Upon this backdrop, the data of Economic indicators (Interest Rates, Inflation and Gross Domestic Product) and Non-performing Loans are employed for the time span of 2016-2020 on a quarterly basis. By applying the Gaussian regression, the result revealed that a positive relationship exists between the interest rate, inflation rate and non-performing loans. However, there is a negative relationship between gross domestic product and non-performing Loans hence, non-performing loans negatively affect economic growth.<\/p>\n

Keywords<\/strong>: Non-Performing Loans; Macroeconomic Variables; Nigeria<\/em><\/p>\n

Authorship: <\/strong>Egiyi, M. A. PhD | FULL PDF<\/a><\/p>\n

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By applying the Gaussian regression, the result revealed that a positive relationship exists between the interest rate, inflation rate and non-performing loans. However, there is a negative relationship between gross domestic product and non-performing Loans hence, non-performing loans negatively affect economic growth.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/deqepub.org\/ejfms\/journal_article\/non-performing-loans-and-key-macroeconomic-variables-nexus-in-nigeria\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Non-Performing Loans and Key Macroeconomic Variables\u2019 Nexus in Nigeria\" \/>\n<meta property=\"og:description\" content=\"From a practical standpoint, non-performing loans are one of the big challenges for the banking sector even in Nigeria. This paper investigated this serious challenge by developing the nexus between non-performing loans and key macroeconomic indicators. Upon this backdrop, the data of Economic indicators (Interest Rates, Inflation and Gross Domestic Product) and Non-performing Loans are employed for the time span of 2016-2020 on a quarterly basis. By applying the Gaussian regression, the result revealed that a positive relationship exists between the interest rate, inflation rate and non-performing loans. However, there is a negative relationship between gross domestic product and non-performing Loans hence, non-performing loans negatively affect economic growth.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/deqepub.org\/ejfms\/journal_article\/non-performing-loans-and-key-macroeconomic-variables-nexus-in-nigeria\/\" \/>\n<meta property=\"og:site_name\" content=\"European Journal of Finance and Management Sciences\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/deqepub.org\/ejfms\/journal_article\/non-performing-loans-and-key-macroeconomic-variables-nexus-in-nigeria\/\",\"url\":\"https:\/\/deqepub.org\/ejfms\/journal_article\/non-performing-loans-and-key-macroeconomic-variables-nexus-in-nigeria\/\",\"name\":\"Non-Performing Loans and Key Macroeconomic Variables\u2019 Nexus in Nigeria - European Journal of Finance and Management Sciences\",\"isPartOf\":{\"@id\":\"https:\/\/deqepub.org\/ejfms\/#website\"},\"datePublished\":\"2022-08-05T09:40:43+00:00\",\"description\":\"From a practical standpoint, non-performing loans are one of the big challenges for the banking sector even in Nigeria. This paper investigated this serious challenge by developing the nexus between non-performing loans and key macroeconomic indicators. Upon this backdrop, the data of Economic indicators (Interest Rates, Inflation and Gross Domestic Product) and Non-performing Loans are employed for the time span of 2016-2020 on a quarterly basis. By applying the Gaussian regression, the result revealed that a positive relationship exists between the interest rate, inflation rate and non-performing loans. 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